Trust Merchant Bank (TMB) has resumed full branch operations across the Democratic Republic of Congo, leveraging an upgraded core banking system to enhance service delivery and support future growth.
The improved system is expected to boost the bank’s capacity to handle increased transaction volumes while meeting the evolving needs of its customers.
It also strengthens digital banking capabilities, enabling faster, more efficient, and seamless financial services across both branch and online platforms.
In 2025, TMB posted total assets of KSh 298 billion and a profit after tax of KSh 8.53 billion, contributing approximately 12.5% to KCB Group’s overall earnings.
The bank also recorded a return on equity of 21% and a non-performing loan ratio of 11.5%, underscoring its strong financial performance.
With an 18-year presence in the market and a wide branch network, TMB continues to serve individuals and businesses across the DRC.
The upgraded system is expected to provide a solid foundation for sustained growth, enabling the bank to roll out innovative, scalable, and customer-focused financial solutions.

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